Iowa K-12 Insurance Program

Owned and Operated by Iowa School Districts
Access the audited financials

Why IPSIP?

INCREASED COVERAGE

Sleep well at night knowing you have the best protection available in the marketplace, with limits that will continue to increase as the program grows.

LOCAL AGENTS

Local agents throughout the state of Iowa who are dedicated to understanding the benefits of partially self funded programs are here to assist. You can also use your own!

UNLIMITED LOSS CONTROL

Two annual on-site visits with unlimited online loss control offered to every memebr district. Results are benchmarked and shared with members.

RETURN OF SURPLUS

Unlike a dividend, which is an exchange for an overcharge of premium, IPSIP members are are eligible for surplus (carrier profit) which is distributed back to the members. This is in addition to significant upfront savings

MORE CONTROL

Owned and Operated by Iowa Districts, making decisions that are best for the district, not an insurance carrier.

FULLY TRANSPARENT

The IPSIP program discloses every cost down to the penny. This transparency provides districts the comfort that they are getting what they deserve for their money.