Specific membership criteria and aggressive loss control are elements
Buying power and spread of risk are enhanced by pooling
Pools offer efficient claims management, resulting in accurate prompt claims payments
Pools offer greater control over claims, coverage availability, scope of coverage and competitive pricing through cooperative buying
Pools meet the immediate and long term insurance needs of their members better than conventional insurers and provide flexibility of various funding mechanisms and coverages
Pools provide efficiently and professionally managed insurance administration for their members
